This is not a simple answer as it depends on your particular scenario and goals. For example, If the loan costs you nothing, and you drop the rate by .5% then it may make sense. If the loan costs you thousands of dollars and you will move in the next few years, it may not benefit you. The best way to see if it is beneficial for you is allow us to discuss your scenario with you.
My loan process was very easy and quick. Not to mention a great loan rate. I couldn't be happier!
Capt Sam T. - US Army
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