VA loans are backed by the federal government, although the VA does not offer or set mortgage rates. This gives lenders the option to charge low mortgage rates that are very competitive. Due to this, eligible VA borrowers find that VA mortgage rates are usually lower than those offered through conventional mortgages. Here are 5 […]
VA loans are popular with eligible veterans because they do not require a down payment which is otherwise needed for other types of loans. Even with 100% financing, a VA loan also does not require a monthly mortgage insurance payment. However, there are many questions surrounding the VA funding fee. Here is an explanation of […]
One of the quickest, yet rewarding, type of refinance for veterans who already have a VA loan is the VA streamline refinance, also known as the Interest Rate Reduction Refinancing Loan (IRRRL). This VA refinance is a great way to save money when mortgage rates are low. Below are the important facts to know about […]
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