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December 2013
Just a few changes to some counties. See HERE for a link with county limit changes. Contact me If you are unsure how this can affect your VA loan “2014 VA County Loan Limits The Department of Veterans Affairs (VA) Loan Guaranty program does not set a maximum amount that an eligible Veteran may […]
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In addition to the VA streamline refinance program, also known as IRRRL, the VA offers a VA cash-out refinance for homeowners who want to take home equity out as cash. These funds can be used to pay off debt, make home improvements, pay for school, etc. While the VA IRRRL can be used only for existing VA […]
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The VA loan program offers veterans, active military and other specific groups the opportunity to purchase a home with 100% financing. However, the program does not end there, but continues to provide benefits to homeowners, one of which is the VA Streamline Refinance program or IRRRL. IRRRL stands for the Interest Rate Reduction Refinance Loan […]
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VA loans are different than other types of mortgages, especially when considering the fact that they offer 100% financing. While the VA does not actually make loans, they do guarantee lenders that, in the event of a borrower’s default, the losses will be covered. Keeping this in mind, VA loan underwriting is somewhat different from […]
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It almost seems ironic that a mortgage program that offers 100% financing and accepts lower than average credit scores could become the mortgage industry leader. However, that is exactly what the VA loan program has accomplished during these recent years when other mortgage programs have been struggling with defaults and foreclosures. In 1944, the Veteran’s […]
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