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October 2014
Many consumers are eligible to purchase a home with a VA loan which guarantees the lender against a loss in the event of a default. It also provides favorable financing terms to the borrower, such as the purchase of a home with no down payment necessary. However, there are other important facts to know about […]
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A VA entitlement is a guarantee that the government will repay a portion of the mortgage to the lender in the event of a default. Many homeowners have used their VA entitlement for the purchase of a first home. However, at some point, they may wish to use their entitlement again for another home purchase. […]
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Hazard insurance for the home protects a homeowner against loss from a variety of events that may occur, including fire, theft, lightning and certain water damages. On the other hand, flood insurance is separate and protects against flooding. Many home buyers wonder if VA loans require them to obtain hazard and flood insurance. All homes […]
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