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VA loan underwriting
It is important for the VA underwriter to identify and verify a borrower’s income that is available and necessary to meet financial obligations. By doing so, the underwriter is making sure that there are enough funds each month to cover these obligations, including the mortgage payment, shelter expenses, debts and other family living expenses. Part of […]
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The VA loan underwriting process goes beyond just examining the credit report which was explained in Part 1 How VA Underwriters Examine a Borrower’s Credit Report and History. Underwriting other debts and obligations is necessary because some may or may not be included on the credit report. Very often, debts are reported by the applicant, […]
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