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VA loans have grown significantly popular in recent years. As one of the best mortgage programs available in today’s market, VA loans are making it possible for many consumers to become homeowners. Available to veterans, service members and military families for a home purchase or refinance, VA loans offer benefits that do not come with […]
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VA loans are unique and have occupancy requirements when purchasing a home. This is due to the fact that a VA loan is a benefit that is reserved for veterans, active military personnel and other specific groups. However, when it comes to refinancing a VA loan, homeowners will find that these occupancy requirements may be […]
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When deciding on what type of mortgage to obtain, veterans need to consider the benefits of using a VA loan. Here is a presentation that shows the advantages vs. the disadvantages of VA loans. It’s not surprising that disadvantages are few. Va loans advantages vs. disadvantages (1) from VeteranHomeFinancing1
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Many military members will decide to use a VA loan for the purchase of a home. With 100% financing (no down payment required) and other specific benefits, this is the best type of mortgage for those who qualify. Obtaining a VA loan is not difficult if you know the 5 key elements for a VA […]
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Over 29 million Americans are eligible for a VA loan to purchase a home at this time. This is a benefit that cannot be matched by any other type of mortgage. While the main feature of a VA loans is the no down payment requirement, there are other benefits that are equally as important and attractive. […]
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So far this year, VA mortgage rates have remained considerably low making the market both affordable and attractive for consumers. Some of these consumers are already homeowners while others may be searching for a permanent home. Either way, as the current trend continues, you should seriously think about these 2 reasons to consider utilizing low […]
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Mortgage rates have once again dropped to a point that homeowners may have an advantage in the market. For those who are eligible for a VA loan, exploring the options that are available to you for a VA refinance might be worth your consideration. Refinancing a VA loan can be a way to save a […]
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When you are thinking about obtaining a mortgage, the very first step is finding a lender to work with you. A VA loan is different than any other type of mortgage and requires that specific guidelines be followed for the success of the loan. If you are a VA loan borrower, it would be to […]
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Just like all mortgage rates, VA rates will fluctuate between highs and lows. When VA mortgage rates are low, it is an especially a good time to take advantage of the VA IRRRL. The VA IRRRL stands for Interest Rate Reduction Refinance Loan, also known as a VA streamline refinance or “VA to VA”. The […]
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Many consumers are eligible to purchase a home with a VA loan which guarantees the lender against a loss in the event of a default. It also provides favorable financing terms to the borrower, such as the purchase of a home with no down payment necessary. However, there are other important facts to know about […]
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A VA entitlement is a guarantee that the government will repay a portion of the mortgage to the lender in the event of a default. Many homeowners have used their VA entitlement for the purchase of a first home. However, at some point, they may wish to use their entitlement again for another home purchase. […]
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Although most people have heard about VA loans, there are many who do not understand what it is all about. Here we will address the common questions and answers about VA loans. What is a VA loan and who can obtain it? A VA loan is a special direct home loan program that is issued […]
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Statistics show that most homeowners will not hold their original VA mortgage for the entire term of the loan. Today, refinancing is popular after owning a home for several years because easy online access to competitive mortgages has made this possible. With many questions surrounding this transaction, consider these 4 reasons you should refinance your […]
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Choosing a VA lender for a home purchase or refinance can be a tedious task for most borrowers. In fact, most people don’t know where to start when it comes to finding a lender to consult with about borrowing and will settle for the first person they speak with. However, it is certainly possible to find the […]
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VA loans are backed by the federal government, although the VA does not offer or set mortgage rates. This gives lenders the option to charge low mortgage rates that are very competitive. Due to this, eligible VA borrowers find that VA mortgage rates are usually lower than those offered through conventional mortgages. Here are 5 […]
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One of the quickest, yet rewarding, type of refinance for veterans who already have a VA loan is the VA streamline refinance, also known as the Interest Rate Reduction Refinancing Loan (IRRRL). This VA refinance is a great way to save money when mortgage rates are low. Below are the important facts to know about […]
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The VA home loan program is one of the benefits offered by the Veteran’s Administration to eligible servicemembers and veterans. The VA does not lend money, however, it will reimburse VA lenders in the event of a default. This VA guaranty reduces the lender’s risk which makes them desirable by lenders and, at the same […]
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It is not unusual for a military home buyer to be deployed before the entire VA home purchase process has been completed. However, this does not have to mean the end of the purchase and homeownership. For some, using a power of attorney to make a VA home purchase is possible as long as […]
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Assets are an important part of every mortgage, including a military home loan, also known as a VA loan. Cash assets may be needed for the down payment or closing costs. Some are necessary to fulfill any reserve requirement that may be mandated by the loan. Whatever the reason, seasoning assets for a military home […]
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If done the right way, the mortgage process can be easy for everyone involved. However, very often this is not the case since many borrowers are not aware of the strict regulations regarding this industry which have been put into place in recent years.. Since a mortgage involves lending someone a large amount of money, […]
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As employment opportunities continue to increase, you may be tempted to look for a new job. However, if you are also looking to purchase a home with a VA loan, you may want to wait to change jobs unless you have no other choice. Since VA loans need certain income and employment information, you should […]
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It’s the home buying season when many people will be out searching for a home to buy, either new or existing. Some have already contacted their VA lender and discussed their options. Others have gone through the procedures of submitting documentation and have received their VA pre-approvals. Although you may be ready to make a […]
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While a home purchase can be done at any time of year, there are certain periods that are considered the home buying season. Usually starting in spring, this is when many people will begin to look for the home of their dreams. However, it is never too early to plan for a home purchase and […]
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